At Freeman Heyne Toma, we understand the importance of providing a dynamic retirement plan for your employees. Whether you are a small business owner weighing the options of starting a plan for the first time or a current plan sponsor with an existing plan looking to make improvements, we’re here to help. Our knowledgeable, CEPA-certified team has the experience and options necessary to help you select and move forward with the most appropriate plan for your business and plan participants. Read on below to learn more about our corporate financial planning services, and contact us today for a consultation.
Doing what is in the best interest of your plan participants is our primary focus in any retirement plan relationship. Our team will also help to identify the plan fiduciaries within your organization and assist in establishing a fiduciary governance program to keep your sponsored plan in compliance and minimize fiduciary liabilities.
Having well-informed and educated plan participants often results in more successful retirement outcomes. We are passionate about participant education which arms your participants with the knowledge necessary to make informed decisions in support of their end goals. Our education plan includes both group presentations and one-on-one employee consultation meetings at a mutually agreed upon time interval.
Keeping a watchful eye on the plan's investment menu for both fund performance and fee reasonableness is a pillar of fiduciary governance necessary to run an efficient and compliant retirement plan. Our process includes quarterly monitoring of all the investments in the plan, utilizing a twelve point grading system to ensure that the funds are meeting the requirements of your plan's investment policy statement.
Reviewing your company retirement plan in detail at least annually is crucial to its success. During these reviews, we cover details such as average participation rates, average contribution rates, plan investment performance and fee reasonableness to ensure that the plan is functioning as it should. We can also conduct an analysis of the plan design to determine if any changes are necessary in order to better meet company and retirement plan objectives.
At Freeman Heyne Toma, we take a client-centered approach to your wealth management through a team-based, goal-oriented process. You can trust that your values, your goals, and your best interests are at the center of all we do.
Our team at Freeman Heyne Toma’s consists of highly experienced and highly credentialed financial professionals, but what makes our team even more outstanding is our client-centric and highly relational approach.
We are delighted you have chosen to visit and explore one of the Midwest's premier financial services organizations. We look forward to helping you design a dynamic, flexible plan that can meet your needs for today and for tomorrow.