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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Supervisory Office: Cetera Advisors LLC | 4600 S Syracuse St, Denver, CO 80237 | (800) 929-3485

Securities and advisory services offered through Registered Representatives of Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency), member FINRA, SIPC. Cetera is under separate ownership from any other named entity. Freeman Heyne Toma LLC and Cetera Advisors LLC are non affiliated companies.

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Freeman Heyne Toma

Toll-Free:	(888) 858-5122
Office:	(513) 489-8588
Office:	(330) 668-6944
Fax:	(513) 489-8626

10250 Alliance Road
Suite 125
Cincinnati, OH 45242

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