Retirement Plan Services
The Experience You Need
We understand the importance of providing a dynamic retirement plan for your employees. Whether you are a small business owner weighing the options of starting a plan for the first time or a current plan sponsor with an existing plan looking to make improvements, we have the experience and options necessary to help you move forward.
Fiduciary Focused
Doing what is in the best interest of the plan and it's participants is our primary focus in any retirement plan relationship. Our team will also help to identify the plan fiduciaries within your organization and assist in establishing a fiduciary governance program to keep your plan in compliance and minimize fiduciary liabilities.
Participant Outcome Driven
Well informed and educated plan participants often results in successful retirement outcomes. We are passionate about participant education and providing a plan experience that arms your participants with the information and knowledge necessary to make informed decisions surrounding their investments and savings required to attain their specific goals. Our education plan includes both group presentations and one on one employee consultation meetings at a mutually agreed upon time interval.
Prudent Investment Monitoring Process
Keeping a watchful eye on the plan's investment menu for both fund performance and fee reasonableness is a pillar of fiduciary governance necessary to run an efficient and compliant retirement plan. Our process includes quarterly monitoring of all the investments in the plan, utilizing a twelve point grading system to ensure that the funds are meeting the requirements of your plan's investment policy statement.
Keeping You Informed
Reviewing your company's retirement plan in detail at least annually is crucial to it's success. During our plan reviews, we cover details such as average participation rates, average contribution rates, plan investment performance and fee reasonableness to ensure that the plan is functioning as it should. This is a great time to as well to analyze plan design to determine if any changes are necessary to meet company and plan objectives as it pertains to the retirement plan.